Greenlight
Mastercard·United States only.Verified July 2026
KidsTeenFDIC insuredInvesting
Illustration — not the actual card design.
Strengths
- Most granular parental controls on the market (per-store, per-category, custom limits).
- A full ecosystem that grows with the child, from age 6 to 18.
- Real platform-paid savings rewards, where most competitors pay nothing.
Weaknesses
- Most expensive of the segment ($72–$240/yr), best features locked behind higher tiers.
- No free tier — every family pays a monthly subscription.
- No dedicated free ATM network, so out-of-network fees add up.
Monthly fees
$5.99–$19.98/mo
$5.99/mo (Core), $10.98 (Max), $15.98 (Infinity), $19.98 (Family Shield). Up to 5 kids per family.
Parental controls
The most granular controls in the segment: per-store and per-category blocking, custom spend limits, real-time alerts, chore approval.
Savings features
Platform-paid savings rewards from 2% to 6% per annum (a reward, not bank interest), depending on the plan.
Security
PIN, biometric unlock, real-time transaction alerts, instant card lock.
FDIC coverage
FDIC insured via Community Federal Savings Bank.
Investing
Available from the Max plan and up. Kids invest in individual stocks and ETFs, each trade requires parent approval.
Financial education
Level Up, an in-app game that teaches money concepts through missions.
Customer support
24/7 phone and chat.
Geographies
United States only.