Bracket· Kids 6–12
Kids 6–12.
Keep full control while teaching autonomy?
At this age, the card is a teaching tool with training wheels. What matters most: granular parental controls, safe FDIC coverage, real financial education, and clear pricing. Investing weight is zero — kids this age aren't trading.
Ranked for Kids 6–12
11 cards- 01
Greenlight
Mastercard$5.99–$19.98/moInvestingVerified July 20268.2/10 - 02
Chase First Banking
Visa$0/moNo monthly feeVerified July 20267.8/10 - 03
Acorns Early
Visa$5–$10/moInvestingVerified July 20267.4/10 - 04
Capital One MONEY Teen Checking
Mastercard$0/moNo monthly feeVerified July 20267.2/10 - 05
Till Financial
Visa (Coastal Community Bank)Free core; $7.99/mo PremiumNo monthly feeVerified July 20267.0/10 - 06
Goalsetter
Cashola prepaid Mastercard (Pathward, N.A.)$3.95–$5.95/moInvestingVerified July 20267.0/10 - 07
Cash App
Visa (Sutton Bank)$0/moNo monthly feeInvestingVerified July 20266.9/10 - 08
FamZoo
Mastercard prepaid$5.99/mo per familyVerified July 20266.9/10 - 09
Revolut Kids & Teens
Prepaid card (physical & virtual)Free with parent Revolut accountNo monthly feeVerified July 2026 (US terms under re-verification)6.9/10 - 10
BusyKid
Visa prepaid$48/yearInvestingVerified July 20266.7/10 - 11
Modak Makers
Visa (Legend Bank)$0/moNo monthly feeVerified July 20266.7/10
Best for…
Editor's callouts
Best overall
Greenlight
Best free option (for Chase customers)
Chase First Banking
Best education
Acorns Early
Most accessible
Capital One MONEY
Best for extended family
Till Financial
Scoring weights
How we weight this bracket
| Criterion | Kids | Teen | Young adult |
|---|---|---|---|
| Fees | 20% | 20% | 25% |
| Parental control | 25% | 15% | 0% |
| Savings | 10% | 15% | 20% |
| Security + FDIC | 20% | 15% | 15% |
| Investing | 0% | 10% | 20% |
| Education | 20% | 15% | 5% |
| Support | 5% | 10% | 15% |