The index
The 20 leading family neobanks and cards we've verified.
Filter by age bracket, sort by Trail Score, and open a full card for the fees, controls, and tradeoffs.
NameMonthly feeTrail Score
Fidelity Youth Account
Visa debit
TeenNo monthly fee
$0/mo
Teen 8.3
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Greenlight
Mastercard
KidsTeen
$5.99–$19.98/mo
Kids 8.2 · Teen 8.1
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SoFi Checking & Savings
Mastercard debit
Young AdultNo monthly fee
$0/mo
Young Adult 8.0
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Chase First Banking
Visa
KidsTeenNo monthly fee
$0/mo
Kids 7.8 · Teen 6.8
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Capital One 360 Checking
Debit card
Young AdultNo monthly fee
$0/mo
Young Adult 7.7
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Chime
Visa
Young AdultNo monthly fee
$0/mo
Young Adult 7.5
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Acorns Early
Visa
KidsTeen
$5–$10/mo
Kids 7.4 · Teen 6.7
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Varo Bank
Visa
Young AdultNo monthly fee
$0/mo
Young Adult 7.4
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Capital One MONEY Teen Checking
Mastercard
KidsTeenNo monthly fee
$0/mo
Kids 7.2 · Teen 6.5
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Cash App
Visa (Sutton Bank)
KidsTeenNo monthly fee
$0/mo
Kids 6.9 · Teen 7.2
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Step
Visa
TeenYoung AdultNo monthly fee
$0/mo
Teen 6.6 · Young Adult 7.2
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Goalsetter
Cashola prepaid Mastercard (Pathward, N.A.)
KidsTeen
$3.95–$5.95/mo
Kids 7.0 · Teen 6.5
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Till Financial
Visa (Coastal Community Bank)
KidsTeenNo monthly fee
Free core; $7.99/mo Premium
Kids 7.0 · Teen 6.2
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FamZoo
Mastercard prepaid
KidsTeen
$5.99/mo per family
Kids 6.9 · Teen 6.2
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Revolut Kids & Teens
Prepaid card (physical & virtual)
KidsTeenNo monthly fee
Free with parent Revolut account
Kids 6.9 · Teen 6.0
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BusyKid
Visa prepaid
KidsTeen
$48/year
Kids 6.7 · Teen 6.5
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Modak Makers
Visa (Legend Bank)
KidsTeenNo monthly fee
$0/mo
Kids 6.7 · Teen 6.0
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Alliant Teen Checking
Visa
TeenNo monthly fee
$0/mo
Teen 6.3
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Current
Visa
TeenNo monthly fee
$0/mo
Teen 6.3
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Axos First Checking
Visa
TeenNo monthly fee
$0/mo
Teen 5.8
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