Independent · Re-verified monthly
The family
money guide.
Independent comparisons of the 20 leading family neobanks and debit cards for ages 6–25 — re-verified every month, ranked by age bracket, never pay-to-play.
Pick a bracket
Where is your kid on the trail?
Latest verifications
Freshly checked in July 2026.
Goalsetter
Cashola prepaid Mastercard (Pathward, N.A.)
Illustration — not the actual card design.
Kids 7.0 · Teen 6.5
$3.95–$5.95/mo
Verified July 2026View card →
FamZoo
Mastercard prepaid
Illustration — not the actual card design.
Kids 6.9 · Teen 6.2
$5.99/mo per family
Verified July 2026View card →
BusyKid
Visa prepaid
Illustration — not the actual card design.
Kids 6.7 · Teen 6.5
$48/year
Verified July 2026View card →
Modak Makers
Visa (Legend Bank)
Illustration — not the actual card design.
Kids 6.7 · Teen 6.0
$0/mo
Verified July 2026View card →
Trail notes
Read before you choose.
- Comparisons7 min read
Step vs Chime: Which one actually builds your credit?
July 2026Verified July 2026 - Protection8 min read
Who actually insures your kid's money?
July 2026Verified July 2026 - Market news7 min read
Copper shut down its teen bank accounts overnight. Here's what it teaches every parent.
July 2026Verified July 2026
Field notes
A short weekly dispatch.
Independent comparisons of debit cards and money apps for ages 6–25, re-verified monthly. One email a week: what moved, what we checked. No sponsorships, no filler.
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