BusyKid
Strengths
- The only chore-first app that includes real stock investing for kids at no extra cost.
- Whole-family pricing (about $4/mo for up to 5 cards) undercuts Greenlight significantly.
- The Save/Spend/Share split builds an allocation habit most banks never teach.
Weaknesses
- Annual billing only — $48 upfront, no monthly option.
- No interest on savings and no custom spending limits.
- The app is functional but dated next to Greenlight or Current.
$48/year
Billed annually for the whole family — up to 5 Visa prepaid cards included. No per-child pricing; no monthly option.
Chore approval by both parents, full transaction feed, ability to lock the Share and Spend buckets, card lock. Age-preset chore and allowance templates. No per-merchant or per-category spending limits.
The three-jar system digitized: every payment splits between Save/Invest, Spend and Share buckets at parent-set percentages. Parent matching available. No interest paid.
Card lock, transaction feed visible to both parents, Visa zero liability.
Yes — funds held via BusyKid's issuing partner bank, Member FDIC (prepaid program).
Included at no extra cost: kids and teens buy fractional shares of real stocks (via Apex Clearing, SIPC member) from $10 per trade, with parent approval.
The earn-save-share-invest loop IS the curriculum — chores fund real investing decisions. No quiz program, but the structure teaches.
Chat and phone support; small-team responsiveness varies.
United States only.