Current
Visa·United States only.Verified July 2026
TeenFDIC insuredNo monthly fee
Illustration — not the actual card design.
Strengths
- Free with genuinely customizable parental controls — rare among free options.
- 40,000+ fee-free Allpoint ATMs across the U.S.
- Natural bridge to an adult Current account at 18 (4% APY, Build credit card).
Weaknesses
- Bare-bones teen savings — a single pod, no interest.
- Zero built-in financial education.
- Hidden fees to know about: inactivity, closing, out-of-network ATM.
Monthly fees
$0/mo
$0/mo. Watch for: $5/mo inactivity after 12 months, $10 account closing fee, $2.50 out-of-network ATM.
Parental controls
Custom spending limits, chore lists, two-parent funding, up to 5 teen accounts per family.
Savings features
One savings pod plus one giving pod. Pod titles are not editable and there is no APY on teen accounts.
Security
PIN, biometric unlock, instant card lock, transaction alerts.
FDIC coverage
FDIC insured via Choice Financial Group and Cross River Bank.
Investing
Not available on teen accounts.
Financial education
No built-in financial education content.
Customer support
Email and in-app chat.
Geographies
United States only.