Till Financial
Strengths
- The most family-inclusive structure in the index — grandparents and extended family join the account as contributors, not just parents.
- Genuinely fee-free core: no overdraft, ATM, ACH or inactivity fees anywhere.
- Parent-paid interest and savings matching turn allowance into a savings lesson.
Weaknesses
- No custom spending limits — a surprising gap for a parental-control product.
- No platform-paid interest (free plan) and no investing.
- Physical card costs $5 unless you pay for Premium.
Free core; $7.99/mo Premium
Free core plan (digital debit card included; physical card $5). Till Premium: $7.99/mo or $79/yr — free physical cards for up to 5 kids, 1% cash back, 2% save rewards, early direct deposit, no foreign transaction fees. No overdraft, ATM, ACH, inactivity or NSF fees on any plan.
Instant transfers, automated allowances, chore tracking, spending alerts, card lock. Notable gap: no custom spending limits.
Savings goals with a family twist — parents, grandparents, or anyone invited to the family 'village' can match contributions, pay interest, or reward completed goals. Premium adds 2% save rewards. No platform-paid interest on the free plan.
Card lock, real-time alerts, Visa zero liability.
Yes — pass-through via Coastal Community Bank, Member FDIC.
None.
Learning-by-doing philosophy with collaborative money conversations as the product's core design; no quiz or curriculum program.
Standard support; priority support on Premium.
United States only.