Chase First Banking
Strengths
- Greenlight-grade controls without the Greenlight subscription — free for Chase customers.
- Direct FDIC plus physical branches: the big-bank trust combo.
- Chores, allowances and money requests are well executed in an app rated 4.4–4.8/5.
Weaknesses
- Chase customers only — a parent checking account is required.
- A dead end for working teens: no direct deposit, no Zelle/Venmo, no Apple/Google Pay.
- Zero savings interest and zero educational content.
$0/mo
$0 — no monthly or overdraft fees. Access condition: the parent must hold an eligible Chase checking account. Up to 5 kid accounts per parent.
Highly granular (powered by Greenlight technology): per-store and per-category limits ("$15 at restaurants"), ATM limits, real-time alerts, approve/deny money requests, recurring chores and allowances.
Savings goals tracked in-app, parents can chip in. No interest paid.
Zero Liability Protection, fraud monitoring, card lock, secure sign-in via the Chase app.
Yes — direct: JPMorgan Chase Bank, N.A., Member FDIC. No intermediary bank.
None.
No structured program (no quizzes or learning paths) — learning by doing only.
24/7 phone plus 4,700 physical branches — the only option in the panel with a true brick-and-mortar network. 16,000 fee-free Chase ATMs.
United States only.